(Chip Somodevilla / Getty Images)

The High Points:

• Michael and Susan Dell pledged $6.25 billion to seed 25 million children’s Trump Accounts.

• The federal program gives every newborn 2025–2028 a $1,000 investment account.

• Dell’s contribution targets older children who qualify for accounts but receive no federal seed money.

You almost never see a story these days where tech billionaires put their money somewhere that actually helps Americans instead of lecturing them, but here we are. Michael Dell and his wife are dropping a staggering $6.25 billion—real money, not symbolic “awareness”—into the Trump Accounts program so 25 million kids can start life with something more substantial than slogans. And yes, it’s refreshing to see a philanthropic effort that doesn’t come wrapped in climate scolding or social-engineering experiments.

Trump’s original setup already gave newborns a $1,000 head start, but the Dells are filling in the gap for older kids who qualify for the accounts but don’t get federal seed money. That’s the part that stands out: they’re helping the kids who would’ve been left behind. And when you start talking about compound growth over decades, $250 today turns into a real future tomorrow.

This is what actual opportunity looks like—not another government lecture, but a foundation families can build on.

From Western Journal:

Michael Dell, CEO of Dell Technologies, and his wife Susan Dell announced on Tuesday that they will be contributing $6.25 billion to the new “Trump Accounts” of 25 million children.

A lesser-known provision of the “Big Beautiful Bill” passed in July “creates a new class of investment account in the tax code. Every American born between 2025 and 2028 automatically receives an account with $1,000 from the U.S. Treasury, which will be invested in a low-cost index fund,” Axios reported at the time.

The money is the property of the child, held in custodial trust until he or she is 18, when it changes into a traditional retirement account and can be used for higher education or other purposes.

The Dells said in a news release, “This automatic $1,000 deposit by the federal government gives every American newborn a transformative head start.”

When discussing the program this summer, President Donald Trump said that the accounts “will be open for additional private contributions each year from family, friends, parents, employers, churches, private foundations, and more.”

WATCH: @POTUS explains how the ‘Trump Accounts’ in the One Big Beautiful Bill work: “For every U.S. Citizen born after December 31, 2024, before January 1, 2029, the federal government will make a one-time contribution of $1,000 into a tax-deferred account that will track the… pic.twitter.com/Xh7BEb0DkI

— Rapid Response 47 (@RapidResponse47) June 9, 2025

Additionally, all Americans under 18 but born before 2025 are eligible to have an account set up for their benefit, but will not receive the $1,000 in seed money from the federal government.

“Extensive research shows that children with savings accounts are more likely to graduate high school and college, buy a home, start a business, and are less likely to be incarcerated,” Trump said.

The Dells’ pledged contribution will incentivize people to set up their own accounts for children who are not newborns, and therefore will not have one opened automatically with the $1,000 from the Treasury Department.

$6.25 billion. 25 million children. $250 each.

Susan and I believe the smartest investment we can make is in children. That’s why we’re so excited to contribute $6.25 billion from our charitable funds to help 25 million children start building a strong financial foundation… pic.twitter.com/4Bcv3RKp0q

— Michael Dell 🇺🇸 (@MichaelDell) December 2, 2025

“Through our charitable funds, we are thrilled to be contributing $6.25 billion to seed 25 million additional accounts with $250 each,” they said. “These deposits will reach the accounts of most children age 10 and under who were born prior to the qualifying date for the federal newborn contribution.”

“From our years of experience in supporting education, health, and financial stability programs, we know that this program will give young Americans more than a savings account. It will give them momentum. It will give them confidence and opportunity,” the Dells added.

Michael Dell told CNBC, “We want to help the children that weren’t part of the government program.”

The outlet reported that their contributions will go to ZIP codes with a median income of $150,000 or less.

“What we hope is that every child sees a future worth saving for it,” Dell said. “You think about the compounding effect of a program like this in 10, 20, 30 years on millions of children. That’s what gets us excited.”

Parents must open a Trump account for their children to receive the $250 contribution.

Dell suggested that the accounts may create a new form of philanthropy in the U.S, telling Axios in July “that he could envision wealthy individuals choosing to make major gifts to entire ZIP codes or other geographies, via a mechanism that the Treasury Department has been charged with developing.”

“The ability of families, friends, benefactors, and employers to match the government’s generosity amplifies the life-changing potential of this initiative,” Dell said.

Forbes reported this summer that at 18, the beneficiary can pull up to 50 percent of the account’s value.

The person then has access to the full amount at age 25 for “qualified purposes, including small business loans and higher education, before gaining full control of the entire balance at 30 for any use.”

Source